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Real Estate Loans

Made Easy.

Fast, flexible, and reliable financing at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities. 

We have funded over $1 Billion of Rental Property (DSCR), Fix & Flip, Fix to Rent, Multifamily Value-Add and Residential Development projects.

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Trusted by leading companies

Why Swell?

Lending with Intention

Founded by Investors

Founded and led by active real estate investors who've underwritten over $1B in loans — we know the deal because we've done the deal.

Flexible Capital Stack

A hybrid of institutional and in-house capital lets us structure the right terms for almost any deal, not just the ones that fit a box.

Built on Transparency

Accountability and authenticity, from your first call to your final draw. We want to partner with repeat clients with a focus on long-term mutual success. 

Financing Solutions for Real Estate Investors

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DSCR Rental

Flexible terms, low rates, and easy qualification based on property cash flow to maximize monthly rental income.

  • Loan Size: $100K to $10M+
  • Rate: As low as 5.50%
  • Structure: Fixed or ARM, Amortizing or Interest Only
  • Property Type: Single Family, Townhomes, Condo, PUD, Multifamily (2 to 30 units)
  • Loan Type: Single Property or Portfolio
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Transactional Bridge

Bridge the financing gap with fast short-term funding. High leverage up to 85% on Purchases and 77.5% on Refinances.

  • Loan Size: $100K to $10M+
  • Rate: Starting at 8.99%
  • Structure: Interest Only
  • Property Type: Single Family, Townhomes, Condo, PUD, Multifamily (2 to 30 units)
  • Loan Type: Single Property or Portfolio
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Fix and Flip Loans

Fix & Flip + Fix & Rent

Get the capital you need to purchase and renovate investment properties with confidence. Up to 90% LTC and 75% ARV.

  • Loan Size: $100K to $10M+
  • Rate: Starting at 8.99%
  • Structure: Interest Only
  • Property Type: Single Family, Townhomes, Condo, PUD, Multifamily (2 to 4 units)
  • Loan Type: Single Property or Portfolio
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New Development

Simple, streamlined, and competitively-priced new construction financing.  Access infill development loans with leverage up to 90% of total project cost (LTTC).

  • Loan Size: $250K to $10M+
  • Rate: Starting at 8.99%
  • Structure: Interest Only
  • Property Type: Single Family, Townhomes, Condo, PUD, Multifamily (2 to 4 units)
  • Project Type: Infill locations that are entitled where plans and permits are in hand or available soon. 
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Multifamily Value-Add

Up to 85% of the acquisition price and 100% of the rehab costs help you increase the property’s value through higher occupancy, improved rents, and stronger net operating income.

  • Loan Size: $500K to $10M+
  • Rate: Starting at 10.49%
  • Structure: Interest Only
  • Property Type: Multifamily (5+ units)
  • Project Type: Purchase or Delayed Financing on properties that have deferred maintenance and less than optimal occupancy.
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Our Track Record of Success

$1B+
Funded Loans
3,000+
Transactions Closed
40+
States Served

Where We Lend.

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Recently Funded Deals

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Layers

“UNBOUND has saved us thousands of hours of work. We’re able to spin up projects faster.”

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Sisyphus

“UNBOUND has saved us thousands of hours of work. We’re able to spin up projects faster.”

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Capsule

“UNBOUND has saved us thousands of hours of work. We’re able to spin up projects faster.”

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Catalog

“UNBOUND has saved us thousands of hours of work. We’re able to spin up projects faster.”

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Hourglass

“UNBOUND has saved us thousands of hours of work. We’re able to spin up projects faster.”

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Market Insights

Ready to Fund Your Next Deal?

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